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Judgment Liens: Indexed by Name, Not by Parcel
Strategy

Judgment Liens: Indexed by Name, Not by Parcel

A property search returns clean, the closing is scheduled, and then a judgment surfaces from a case filed under a slightly different version of the...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
HOA Foreclosure: The Mortgage Usually Survives
Strategy

HOA Foreclosure: The Mortgage Usually Survives

A condo sells at an association foreclosure for eleven thousand dollars against a value of two hundred and forty. Somewhere in that gap is either y...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Sheriff Sales: Winning the Bid Is Not Owning the House
Strategy

Sheriff Sales: Winning the Bid Is Not Owning the House

You win the bid, hand over the deposit, and in a number of states you still do not own the property. A judge has to confirm, another bidder may rai...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Short Sales: The Lender Is the Counterparty, Not the Seller
Strategy

Short Sales: The Lender Is the Counterparty, Not the Seller

Investors approach short sales expecting a negotiation with a distressed seller. The seller is not the counterparty. The lender is, and it has a va...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Institutional Sellers: A Rational Counterparty With a Mandate
Strategy

Institutional Sellers: A Rational Counterparty With a Mandate

When a large operator sells, there is no motivation to uncover and no discount for being sympathetic. There is a mandate, a model and a disposition...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Government-Owned Homes: You Are Shopping After the Window
Strategy

Government-Owned Homes: You Are Shopping After the Window

An investor looks at government-owned listings, sees tired inventory at prices that do not work, and concludes there is nothing there. They are loo...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Buying REO: Their Addendum Overrides Your Contract
Strategy

Buying REO: Their Addendum Overrides Your Contract

Your purchase agreement is not the contract. The bank addendum is, and where the two conflict the addendum wins. That single fact explains most of ...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Land Banks and Municipal Surplus: Best Proposal Wins
Strategy

Land Banks and Municipal Surplus: Best Proposal Wins

Cities own property they never wanted and would rather somebody else had. What keeps investors out is not scarcity, it is that the buying process l...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Church Property: A Unanimous Vote May Not Be Enough
Strategy

Church Property: A Unanimous Vote May Not Be Enough

A congregation of nineteen meets in a building designed for four hundred and has voted to sell. They may not be able to, and the reason is not in t...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Foreign Sellers: The Buyer Is the Withholding Agent
Strategy

Foreign Sellers: The Buyer Is the Withholding Agent

Buy from a foreign seller and federal law can make you personally responsible for tax the seller owes. Escrow usually administers it. The liability...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Partnership Deadlock: Why Partition Will Not Save You
Strategy

Partnership Deadlock: Why Partition Will Not Save You

Two people bought a rental together, one wants out and one does not. Unlike inherited property, neither of them can simply file for partition and f...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
Trust-Held Property: The Trustee Needs a Power of Sale
Strategy

Trust-Held Property: The Trustee Needs a Power of Sale

A trustee holds legal title and can generally sell. What they cannot do is sell without the authority to, and the document granting it is one the s...

Dustin Scaffide Aug 6, 2026 8 min read Read More →
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